PAYLOAD
IN COMPUTER SECURITY, THE PAYLOAD IS THE PART OF THE PRIVATE USER TEXT WHICH COULD ALSO CONTAIN MALWARE SUCH AS WORMS OR VIRUSES WHICH PERFORMS THE MALICIOUS ACTION; DELETING DATA, SENDING SPAM OR ENCRYPTING DATA. HAVE A LOOK AT THE METASPLOIT FRAMEWORK. IT IS SIMPLY A COLLECTION OF EXPLOITS AND PAYLOADS. EACH EXPLOIT CAN BE ATTACHED WITH VARIOUS PAYLOADS LIKE REVERSE OR BIND SHELLS, THE METERPRETER SHELL ETC.
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